You suffered a bad car accident and ended up in the hospital. You receive the care you need and contact your insurance company as soon as you can. They agree to honor your policy and get in touch with the hospital.
Months later, you receive a notice that you owe the hospital $50,000. The hospital says they never received payment from your insurer. You try to contact your insurance company but can’t get through. You’re not sure what you should do.
Insurance Bad Faith
If your insurance company initially agrees to provide coverage but later refuses to pay, they could be acting in bad faith. If you receive calls from debt collectors and your insurer refuses to honor their policy, you should seek an attorney as soon as possible.
How Long Should it Take for Insurance to Pay the Hospital?
Insurance payouts normally take two months to process, especially for large settlements. However, you should worry if hospital bills aren’t paid within three weeks of the expected time frame. Whether it’s a delay with the bank or improper insurance practices, it is worth investigating.
If your insurance agent suddenly refuses to answer your calls after you voice these concerns, you should speak to an attorney the same day. Nobody wants to handle a hospital bill alone, especially after surgery or long-term care.
What is a Medical Lien in a Personal Injury Settlement?
If you’re unable to pay for your medical bills without assistance or if you’re worried about your insurance settlement, you may want to contact an attorney. An experienced injury attorney can help you find a doctor or hospital who agrees to a lien.
A lien allows victims to get the medical care they need before the insurance settlement. Healthcare providers agree to wait for payment until the victim’s case is settled. This can be especially helpful for long, complex cases or when insurance initially refuses to pay.
If your insurance company agreed to cover your bills but didn’t pay, you might have a case. If you’d like an experienced Starkville injury attorney from Vollor Law Firm, P.A. Law Firm to evaluate your case, please send us an email or call (662) 269-6188.